The ICP lasts between 18 to 30 months and is determined by the CPT of the Trust Plan as can be seen in the table below.
| Contribution Payment Term (CPT) | Initial Contribution Period (ICP) |
|---|---|
| 5 to 18 years | First 18 months |
| 19 years | First 19 months |
| 20 years | First 20 months |
| 21 years | First 21 months |
| 22 years | First 22 months |
| 23 years | First 23 months |
| 24 years | First 24 months |
| 25 years | First 25 months |
| 26 years | First 26 months |
| 27 years | First 27 months |
| 28 years | First 28 months |
| 29 years | First 29 months |
| 30 years | First 30 months |