Under our Letter of Wishes, the Settlor may wish for the entire Trust Fund to be distributed to the Second Tier Beneficiaries via monthly payout and is subject to the value of the Trust Fund being more than or equal to SGD 100,000 and each monthly payout being a minimum sum of SGD1,000; provided that once the value of the Trust Fund falls below SGD 10,000, the remaining Trust Fund will be distributed to the Second Tier Beneficiaries in one lump sum.